IIT Bombay Alumni Association (IITBAA) is organizing FinTech India Live, a day-long online summit on Saturday, March 20, 2021. The goal of the summit is to bring together virtually over 1,000 eminent CxOs, decision makers, innovators, entrepreneurs, investors, venture capitalists, bureaucrats and policy makers from the FinTech, banking, financial services sectors on a full-featured virtual conferencing platform. The event is open to all for a nominal registration fee.
We are excited to announce that Mr. Nandan Nilekani, Founding Chairman of UIDAI, and Co-Founder and Chairman of Infosys will be the Keynote Speaker. We have nearly 40 industry-leading speakers and panelists representing diverse areas of the FinTech industry.
Co-Founder and Chairman, Infosys Technologies Ltd.; Founding Chairman, Unique Identification Authority of India
Nandan Nilekani is the Co-Founder and Chairman of Infosys Technologies Limited. He was the Founding Chairman of the Unique Identification Authority of India (UIDAI) in the rank of a Cabinet Minister from 2009- 2014. Most recently, Nandan has co-founded and is the Chairman of EkStep, a not-for-profit effort to create a learner centric, technology based platform to improve basic literacy and numeracy for millions of children.
Born in Bengaluru, Nilekani received his Bachelor’s degree from IIT, Bombay. Fortune Magazine conferred him with “Asia’s Businessman of the year 2003”. In 2005 he received the prestigious Joseph Schumpeter prize for innovative services in economy, economic sciences and politics .In 2006, he was awarded the Padma Bhushan. He was also named Businessman of the year by Forbes Asia. Time magazine listed him as one of the 100 most influential people in the world in 2006 & 2009. Foreign Policy magazine listed him as one of the Top 100 Global thinkers in 2010. He won The Economist Social & Economic Innovation Award for his leadership of India’s Unique Identification initiative (Aadhaar). In 2017, he received the Lifetime Achievement Award from E & Y. CNBC- TV 18 conferred India Business leader award for outstanding contributor to the Indian Economy-2017 and he also received the 22nd Nikkei Asia Prize for Economic & Business Innovation 2017. He has been inducted as International Honorary Member of the American Academy of Arts and Sciences in 2019.
Nandan Nilekani is the author of “Imagining India” and co- authored his second book with Viral Shah, “Rebooting India: Realizing a Billion Aspirations”.
Product Evangelist, FinIQ
Sandip Sen came on board with FinIQ in April 2019 as a Product Evangelist, after retiring from a career in Banking. He is based in London, and is helping drive product strategy and building FinIQ’s business in Europe, Middle-East and Africa.
Sandip spent the bulk of his career in Citi in different roles and leadership positions, and got his Managing Director title in 2008. In his 29 years at Citi, he had the opportunity to oversee various businesses through a period of extensive strategic changes and digital transformation. As part of the Global Markets team, his focus was mainly on the FX and Structured Product businesses in Citi, and he had the opportunity to work across multiple geographies within Citi’s global footprint.
Sandip also holds senior advisory positions with a UK-based Private Equity firm, and a US-based Data Science company.
Last designation in Citi: Head of Client Strategy and COO for the Global Corporate FX Sales (Jan 2017 – Jan 2019)
2014-2016: Head of Corporate FX Sales for Central and Eastern Europe, Middle East and Africa (CEEMEA)
2005 – 2013: CEEMEA Head of eCommerce
2008 – 2013: Head of Global Transactions Team for G10 FX business
2012 – 2013: Head of global FX JV with Citi Securities and Fund Services
1999 - 2004: Structured Products Head, Global Consumer Bank
Prior to London move in 1999: Joined Citibank as Management Associate in India in 1990, with stints in FX Operations, and Corporate Foreign Exchange and Derivatives Sales
- Bachelor of Technology – Chemical Engineering : Indian Institute of Technology, Bombay (1984-88)
- Master of Business Administration (Finance specialisation) : Indian Institute of Management, Calcutta (1988-1990)
MD & CEO, BSE
Ashishkumar Chauhan is the MD & CEO of BSE, Asia’s oldest exchange, World’s fastest exchange with 6 Micro seconds response time, World’s largest exchange with 5,000 plus listed companies and India’s first universal exchange to offer trading across all asset classes. He is credited with reviving BSE and completing its IPO - which was oversubscribed more than 51 times. He was instrumental in setting up India’s first International Exchange, India International exchange, inaugurated by India’s Prime Minister Shri Narendra Modi in January 2017.
Prior to joining BSE, from 2000 to 2009, Ashish worked at Reliance Industries, India’s largest conglomerate as President and Group CIO, Head of Corporate communications and CEO of Cricket team Mumbai Indians in its formative years. From 1993 to 2000, he setup India’s National Stock Exchange (NSE), primarily on technology, Screen based trading system, satellite communications network, equities and derivatives businesses, and Nifty index amongst his many responsibilities. He is considered the father of modern financial derivatives in India due to his work at NSE.
He received several Indian and International awards including Distinguished Alumnus Awards from
both his Alma Mater IIT Bombay and IIM Kolkata, a rare achievement. He has also been awarded
“Digital Icon of Year” by Indian Express Group and ranked amongst the top CEOs in financial markets
by Asian Banker, amongst top 50 CIOs in the world by Information Week US. He is a member of several
committees of Government, Regulators and international associations. He is a member on the Board of Directors at IIM Raipur, NIFM Faridabad, Gokhale Institute of Politics and Economics, Member of Board of Advisors at Shailesh J. Mehta School of Management - IIT Bombay and served as chairman of
NIT Manipur. He is a distinguished visiting faculty at Ryerson University in Toronto and Honorary
Professor at Nottingham University Business School. He co-authored a book on the history of the BSE
titled “The Temple of Wealth Creation”.
C.V. Starr Professor of Economics, Dept of Finance, NYU Stern School of Business; Ex- Deputy Governor, RBI
Viral V. Acharya is the C.V. Starr Professor of Economics in the Department of Finance at New York University Stern School of Business (NYU-Stern) and an Academic Advisor to the Federal Reserve Banks of New York and Philadelphia.
He was a Deputy Governor at the Reserve Bank of India (RBI) during 23rd January 2017 to 23rd July 2019 in charge of Monetary Policy, Financial Markets, Financial Stability, and Research. He is a Research Associate of the National Bureau of Economic Research (NBER) in Corporate Finance, a Research Affiliate at the Center for Economic Policy Research (CEPR), and Research Associate of the European Corporate Governance Institute (ECGI).
His primary research interest is in theoretical and empirical analysis of systemic risk of the financial sector, its regulation and its genesis in government-induced distortions, an inquiry that cuts across several other strands of research – credit risk and liquidity risk, their interactions and agency-theoretic foundations, as well as their general equilibrium consequences.
Co-Founder and Partner, Quona Capital
Ganesh Rengaswamy, a seasoned entrepreneur and venture investor, leads Quona’s investments in India and Southeast Asia.
Before co-founding Quona, Ganesh led Accion Frontier Investments’ work in India. Prior to his time with Accion, Ganesh was a General Partner of Lok Capital, a venture growth fund that invests in financial inclusion and social enterprises. Ganesh previously served as the Asia Director for Unitus Inc., a global organization investing in sustainable solutions in financial inclusion. During these stints, Ganesh invested and advised leading financial institutions and banks including SKS/Bharat Financial Inclusion Ltd, Ujjivan, Equitas, IFMR/NorthenArc, Vistaar, TechProcess and Bandhan.
He previously led the entry of Greylock Partners, a Silicon Valley-based venture capital fund, into the Indian market and also co-founded Travelguru.com, acquired by Travelocity. Early in his career, Ganesh worked for Infosys, where he was responsible for customer acquisition and growth engagements for US-based Fortune 1000 clients.
Ganesh is a frequent speaker at global industry events including Asia Investment Conference, SuperReturn, Global Impact Investing Network (GIIN), India-China Fintech Summit, and LendIt. Ganesh’s exits include Coins.ph (Go-Jek), Shubham (Premji Invest), IFMR, TechProcess (Ingenico), Vistaar, Rural Shores, and Securent (Cisco). Ganesh’s current and past investment and entrepreneurial advisory roles include Village Capital, Accion Venture Lab, GSF Accelerator andIIM-Ahmedabad, and he has been featured in Bloomberg, CNBC, The Economic Times, The Mint, and others.
Co-Founder and CEO, LendingKart
As the Co-founder and CEO of Lendingkart, Harshvardhan Lunia plays an imperative role in building and scaling a world-class team that designs innovative credit solutions and delivers growth for MSMEs. An exemplary leader and a pioneer at heart, Harshvardhan has always been driven by the passion of small business owners who despite of being creditworthy were not served by existing lenders.
With a vision to implement technology and enable easy MSME financing, Harshvardhan founded Lendingkart in 2014. Harshvardhan possesses an in-depth understanding of the evolving MSME ecosystems and has over 15+ years of experience. Harshvardhan's expertise includes managing the overall business leadership and growth conversations, developing the company's macroeconomics, focusing on new business and growth opportunities, in addition to contributing to growth projections and trends.
Prior to Lendingkart, Harshvardhan has served as the founder & director at Domestic Finance & Investment Private Limited, where he specialized in arranging alternative modes of financing for SME's. As the relationship manager at ICICI Bank bank earlier to that, Hashvardhan’s primary role involved interacting with clients, understanding their requirements & structuring the deals, in addition to interacting with risk, credit, legal, operations, and executions. Harshvardhan has also worked with The Standard Chartered Bank and HDFC Bank in varying capacities.
Harshvardhan's goal encompasses implementing Big data credit scoring with analytics and artificial intelligence. He is a Chartered Accountant and pursued his Post Graduation from ISB (Indian School of Business, Hyderabad).
Jitendra is founder of Jupiter.money. Jupiter is India's first and only co-created digital banking experience dedicated to millennials and designed around their lifestyles. Jupiter is backed by leading VCs such as Matrix partners and Sequoia Capital with seed funding of USD 25 million.
Jitendra was Founder and CEO of Citrus Pay, a leading digital payments company in India. Post acquisition of Citrus Pay by Naspers for USD 130 million, he was at PayU India, as their Managing Director for India. At PayU, he also created a strong consumer credit franchise and created a pay later category in Indian market with Lazypay brand.
Prior to Citrus, he was working with ICICI bank for 7 years.
He graduated from Sydenham College, Mumbai and is a qualified Chartered Accountant.
Founder, CRED and FreeCharge
Kunal Shah is the founder of CRED and FreeCharge. He founded CRED in 2018, with a mission to bring the benefits of high-trust communities to creditworthy individuals, brands, and institutions. Kunal has been an advisor to the board of Bennett Coleman & Co. Ltd., the Chairman of the Internet and Mobile Association of Indian, and an advisor to Y- Combinator and Sequoia Capital India. He is an active angel investor who has made investments in and mentors companies from Unacademy to RazorPay, Go-Jek, Innov8 and Zilingo among others.
Co-Founder and CEO, Groww
Lalit Keshre, Co-founder & CEO, Groww, loves building products that impact millions of users. At Groww, Lalit looks after the overall vision and strategy to make investing delightful for users. Prior to starting Groww, Lalit was with Flipkart where he founded and led Flipkart Quick - a logistics platform incubated within Flipkart. Earlier, Lalit has founded video learning company Eduflix and has also been an early member at Ittiam Systems. Lalit graduated in Electrical Engineering from IITB in 2004.
Managing Director, Elevation Capital
Mridul Arora focuses on consumer internet/mobile investments with a keen interest in fin-tech and financial services. Prior to joining SAIF, Mridul was an Engagement Manager with McKinsey & Company where he focused on financial services, in particular banking, insurance, and asset management. Mridul received a degree in Chemical Engineering from IIT Madras and holds his M.B.A. from IIM Lucknow.
Mridul's portfolio companies at SAIF include Urban Company, Acko, Aye Finance, Cleartax, Capital Float amongst others.
Founder and CEO, Uni; ex-Co-Founder and CEO, PayU; ex-CEO, Ola Financial Services
Nitin Gupta, an IIT Delhi & IIM A alumni is currently leading the team at Uni as the Founder and CEO. Uni is a new fintech start-up that has raised $18.5M with a yet to be launched product.
He kicked off his journey as a Founder and CEO of Khojguru and then led the PayU India team as Co-Founder and CEO. He built PayU into one of the largest payment gateways in India under his able leadership. Most recently, at Ola, during his stint of 2.5 years, he headed the Ola Financial Services as CEO and launched OlaMoney Postpaid which was valued at $250 million last year. It’s now one of the largest financial services businesses in the country. Apart from building cutting-edge financial products he also invests in new and upcoming companies in the capacity of an Angel investor.
CFO, COO and Co-Founder, ZestMoney
Priya Sharma is the CFO, COO & Co-Founder of ZestMoney - India’s first and largest AI-Driven EMI financing and Pay Later platform. Using advanced mobile technology, artificial intelligence, machine learning and digital banking, ZestMoney has built a platform to serve the over 300 million households in the country that currently have no access to formal credit due to insufficient credit history.
Priya started her career as a management and technology consultant with Deloitte and Sapient Corporation, before pursuing her MBA from London Business School. Upon completion of her MBA, she worked with Bank of America Merrill Lynch, where she advised companies on mergers, acquisitions and strategic decisions. She relocated to India in 2011 as Head of Product and Corporate Development for Wonga, which was then one of the largest fintech companies in the world. In her role, she was responsible for strategic analysis of international markets.
Priya’s vast experience in this industry allows her to plan out and seamlessly execute ZestMoney’s Finance and operations strategy including credit-risk strategy, as well as how to leverage AI and other technology solutions to drive the company’s growth. She helps ZestMoney get closer to empowering millions of consumers to achieve their goals and aspirations and not just their needs.
CEO and MD, Bharti AXA General Insurance
A seasoned professional with over 2 decades of experience, Sanjeev Srinivasan is the Chief Executive Officer and Managing Director at Bharti AXA General Insurance, since December, 2016.
His vast experience that started with office automation and logistics industries, was later dominated by Insurance industry – both Life and General, where he has held strategic and leadership positions.
With sharp focus on profitable growth and strategic partnerships, Sanjeev has played a pivotal role in navigating Bharti AXA General Insurance to its maiden profits in FY19. Emphasis on customer centricity, process enhancement, marque products and various innovations on the back technological advancements, steered the organization to receive several accolades during his tenure.
Managing Director, Sequoia Capital (India) Singapore
Shailendra Singh is a Managing Director at Sequoia Capital (India) Singapore. He has been at the firm for over 15 years and focuses on Consumer Internet/Mobile and Enterprise investments, from seed stage to early growth capital.
Shailendra has led Sequoia’s investments in Carousell, Druva, Go-Jek, KredX, Mu Sigma, One Championship, Pine Labs, Practo, Scio Health Analytics, Sirion Labs, Tokopedia, Traveloka, Unacademy and Zilingo. His prior investments include Freecharge (acquired by Snapdeal), GlobalLogic (acquired by Apax Partners), JustDial (NSE:JUSTDIAL), Infoedge (NSE:NAUKRI) and eClerx (NSE:ECLERX).
Before joining Sequoia, Shailendra worked at Bain & Co in New York. Prior to that, he founded Jalva Media in Silicon Valley. Shailendra received an MBA with distinction from Harvard Business School and an undergraduate degree from IIT Mumbai. Shailendra is also a Kauffman Fellow.
Co-Founder and Group CEO, PolicyBazaar.com
Yashish Dahiya is the Co-founder & Group CEO of PolicyBazaar.com. In over 12 years, Yashish has grown PolicyBazaar to become a key influencer in consumer decisions around insurance. He believes death, disease, and disability products are the future of the insurance industry, as India strives towards social security. He is an avid sportsperson and has worked in the past as MD of Ebookers Plc and consultant with Bain & Co in their London office.
Founder and CEO, Avail Finance
Ankush Aggarwal founded Avail Finance with the vision of providing a financial umbrella to every
Indian. Ankush graduated with a bachelor’s degree in Computer Science from the University of Illinois
at Urbana-Champaign. He had a year long stint with Ola, where he was at the forefront for the launch
of Ola Auto and integrated auto-rickshaws onto the Ola mobility platform. His interaction with the
auto drivers while building Ola auto made him aware of the magnitude of the problem of financial
inclusion, this inspired him to start Avail Finance.
Hailing from an entrepreneurial family, Ankush embarked on his journey as one of the young and
promising entrepreneurs of the country, at the age of 25 years, in Fin-tech space; and established Avail
Finance – a Financial Wellness Platform for the blue collared workers.
The company aims to build India’s first neo-bank that caters to the financial requirements throughout
the life of the blue collared worker. The current product offering works towards identifying creditworthy individuals in the Indian population that are currently underserved by formalized lending
institutions such as banks and NBFCs and provide them with a line of credit using an online app that
enables access to personal loans in just a few moments. Credit is just the beginning, the future for
Avail finance holds building exciting financial products like savings, insurance that work for this
segment. Avail is based out of Bangalore and is one of India’s leading Fintech start-ups.
Co-Founder and CEO, Razorpay
Harshil Mathur, CEO and Co-founder started Razorpay after discovering the dismal state
of online payments in India. He graduated from IIT Roorkee in 2013 and started working at Schlumberger.
With an idea to change the way online payments functioned in India, Harshil quit his full-time job and founded Razorpay with his Co-founder, Shashank Kumar in 2014 to simplify online payments.
Razorpay is one of the only two India-focused companies to be selected for the prestigious Y Combinator (YC) programme. Along with 33 reputed investors, the company is also backed by GIC, Ribbit Capital, Sequoia Capital India, Tiger Global Management, Y Combinator, Matrix Partners and Mastercard with a funding of $206.5mn from Series A, B, C and D rounds.
Three years since its founding, Razorpay rebranded itself in 2017 as Razorpay 2.0, a Converged
Payments Solution company with a product suite designed to ease businesses of managing concerns
around flow of money in their financial systems. Progressing in it’s journey that started with Razorpay
2.0, the Company recently launched their neobanking platform, RazorpayX and lending platform,
Razorpay Capital - both designed to power the financial systems for disruptive companies.
Razorpay has been charting exponential growth since its inception. In the last six years, the company
has powered digital payments for more than 5Mn small and large businesses such as Facebook, Indigo,
BSE, Airtel, Reliance, SpiceJet, Aditya Birla, and Oyo, among others. The company has been working
towards enabling adoption of digital payments especially in traditional cash-rich sectors such as
education, insurance and mutual funds, among others. The company has clocked in a healthy growth
rate of 40-45% healthy month on month growth in the last 6 months and is geared up to increase the
number of businesses to 15 Mn by 2021. This full stack financial services company expects a 4x growth
in its revenue in this year, 2021
While Harshil is a mechanical engineer by degree, he has been coding since his schooldays, some of the
codes on which Razorpay runs on were written by him. And behind that cool and calm demeanour is a
Black Belt in Karate; Harshil likes to practice Karate in his free time. Harshil was also featured in an
eclectic list of 30 promising young Indian talent under the age of 30, by Forbes magazine (2017), 40
Under 40 by Fortune India in 2019 and also recognized by Entrepreneur magazine as ‘Top 35 Under 35’ entrepreneurs and featured as LinkedIn’s Power Profiles in India (Technology) in 2019 & 2020.
Kavitha Subramanian is a Co-founder at Upstox and serves on its Board of Directors. She leads growth, strategy, finance, and customer experience at Upstox.
Prior to Upstox, Kavitha was a private equity investor at Leapfrog Investments and Actis Investments, where she specialized in healthcare deals. She was a management consultant with McKinsey and Co. and also worked in microfinance at SKS Microfinance.
With a deep customer understanding and experience in managing key responsibilities at leading financial firms, she has driven Upstox to be the second-largest and fastest-growing broker in the country today.
Kavitha holds B.Tech and M.Tech degrees in Electrical Engineering from the Indian Institute of Technology, Bombay, and an MBA from the University of Pennsylvania’s Wharton School.
Partner, Kalaari Capital
Kiran Vasireddy is a Partner at Kalaari Capital where he focuses primarily on early stage investments across sectors. Prior to Joining Kalaari, he was COO at Paytm where he was instrumental in building payments & other business verticals. Kiran has more than two decades of experience in Internet & telecom sector. He had played several other roles in number of organizations before which include IBM & Comverse.
Prayank Swaroop is a Partner at Accel, and joined the firm in 2011.
He focuses on cybersecurity, developer tools, marketplaces, and SaaS investments. Some of the investments led by him are - Aavenir, Bizongo, Maverix, OnsiteGo, Securden, Sintel, Skeps, and Zetwerk.
Prior to Accel, he worked at Adobe and Standard Chartered Bank in India and Singapore. He held positions across engineering, product marketing, pre-sales, and product management.
Prayank is from Ghaziabad. He has an integrated master's degree in Mathematics and Computing from IIT Delhi and an MBA from the Indian School of Business, Hyderabad.
Co-Founder & COO, MobiKwik
Upasana Taku is Co-founder & Chief Operating Officer of MobiKwik, India’s largest digital
credit and payments platform with 120 million users, 3 million merchants, and 300+ billers.
Her current role is to lead the company’s evolution from a mobile wallet into a full-stack
fintech platform that caters to the financial needs & aspirations of a Billion Indians.
Ms. Taku is the only woman in India to lead a fintech and payments platform of scale. In
2018, she was recognized as the first woman in India to lead a “Payments Startup” by the
President of India. Ms. Taku is one of four Indians featured in the prestigious Forbes 2019
Asia’s Power Businesswomen list. She is on the global list of ‘Top 100 Women in Fintech
2018’, announced by Lattice80, a London based Global Fintech Hub.
In recognition of her achievements in the tech startup ecosystem in India, Ms. Taku was
featured by Forbes as one of ‘Asia’s Women to Watch in 2016’ and in the ‘Fortune 40 under
40’ List in the same year. She was awarded ‘Young Business Woman Award’ at the CNBC
Young Turks Conclave 2017, and was conferred with ‘Best Woman Entrepreneur Award
2017’ by ASSOCHAM (Associated Chambers of Commerce and Industry), the apex trade
association of India.
Upasana holds a Bachelor’s degree in Engineering (BE) from NIT Jalandhar, India and a
Masters degree in Management Science & Engineering (MS) from Stanford University, USA.
She worked with PayPal in Silicon Valley and HSBC in San Diego before returning to India
to start MobiKwik.
MobiKwik is India’s leading fintech platform operating businesses in consumer payments,
payment gateway, and financial services. The company’s vision is to build accessible and
affordable - digital financial services for a Billion Indians. Founded in 2009 by Bipin Preet
Singh and Upasana Taku, the company has raised over $100M in funding from marquee
investors like Sequoia Capital, American Express, Bajaj Finance and Net1.
MobiKwik’s payments network is one of the largest in India with 120 million users, 3 million
merchants, and 300+ billers. Having grown from its strength in payments, the company has
transformed into a full-stack fintech platform offering financial products. Since 2018,
MobiKwik has disbursed 19 lakh loans via its Digital Credit Line, which disburses money
instantly to the user’s wallet. The company ventured into the mutual fund space with the
acquisition of Mumbai-based Clearfunds.
Co-Founder and MD, CapitalFloat
Gaurav Hinduja co-founded Capital Float, a digital finance company, in 2013. Under his direction, the company has grown to become one of the largest digital finance companies in India. As the Managing Director of Capital Float, he continues to drive leadership in the Fintech space through numerous strategic partnerships with industry leaders such as Amazon. Gaurav has played a key part in Capital Float’s evolution of becoming the leading digital co-lending model in India. He was the COO of Gokaldas Exports and possesses immense experience in operations and complex supply chain management. Gaurav holds an MBA from Stanford University and graduated from Christ University in Bangalore with a distinction in commerce.
Head of Business Strategy, BankOpen
Vaibhav Garg has been a tech entrepreneur, with experiences across Fintech & SME
tech, over most of the last decade. Currently, Vaibhav leads Business Strategy at Bank
Open – one of the world’s fastest growing SME-focused business banking platforms with
over 1 million+ SMEs, processing over USD 24 billion in annualized transaction
processing volume & adding 50,000 new SMEs every month.
Before joining Open, Vaibhav founded Boro, which was focused on empowering small
merchants to sell on credit. Boro built a pioneering WhatsApp based onboarding flow,
removing customer friction in availing credit at the point-of-sale.
Previously, Vaibhav was part of the founding team at Zopper, where they built India's first
hyperlocal marketplace & smart ERP system for small retailers. Zopper has raised US$
~20 million from investors like Tiger Global, Nirvana Ventures and Blume Ventures. A
part of Zopper’s business, focused on tech for small retailers, was acquired by PhonePe
Prior to leading Boro & Zopper, Vaibhav co-founded IndieHaat – a B2B commerce
platform – to streamline the broken process of sourcing handicrafts from India. Through
a technology-based workflow, they enabled small buyers outside India to source from
Indian artisans digitally.
Vaibhav has had a consulting stint prior to his entrepreneurial forays & is an engineering
graduate in Metallurgy & Materials Science from the Indian Institute of Technology (IIT),
Leader by nature, Hacker by thought, Entrepreneur by heart and a Tech enthusiast; Vibhore Goyal has a demonstrated history of scaling up businesses and a series of successful exits. He comes with a rich experience of over a decade where he has led teams and built products to solve real-world problems.
An IIT - Bombay alumnus, Vibhore founded Babajobs which was sold to Quikr; founded CoCubes which was sold to Aon, and has recently started his third venture OneBanc.
He enjoys nothing more than coffee while working and chilled beer by the beach. He recently received his Private Pilot Licence and accomplished his long-time dream of flying.
Co-Founder & Chief, Product and Data Science, FlexiLoans
An alumnus of IIT Bombay and ISB Hyderabad, Abhishek Kothari is an accomplished entrepreneur (Business World 40 under 40 – Year 2021) with multiple startups (Thought Partners, Join My Moment, FlexiLoans.com). He is currently the founder of FlexiLoans.com - a machine led lending platform using advanced applications of algorithms. He is one of the top speakers and content contributor in Indian Lending ecosystem for SME lending, technology and data science applications and has spoken at events like TiE Mumbai, IAMAI, Digital Money 2017, DLAI (Digital Lenders Association of India), Data Giri Meetups, Barclays ISME sessions, Payments Summit by Economic Times, India Fintech Awards and many more.
Abhishek loves to create applications using AI and data science in a wide and fragmented market like India where machine readable data is difficult to get but extremely reflective of risk behaviours. From advanced applications of image processing and deep learning to anomaly detection, FlexiLoans.com uses data creatively to assess risk as well as to give a superior user experience.
Prior to FlexiLoans.com, Abhishek was associated with Fractal Analytics in London as a Vice President. In 2016, he permanently moved back to India to be a part of the emerging FinTech landscape and founded FlexiLoans.com.
In last 3 years, FlexiLoans has emerged as a Top 3 SME Digital Lender with more than 500 cr of disbursements across 40,000 loans achieved through 100% digital originations and zero branches. Large SME ecosystems like Amazon, Flipkart, PayTM, PineLabs, Mswipe are integrated with FlexiLoans to provide fast credit to their vendor base.
Co-Founder & CEO, Snapmint
Founder & CEO, Innoviti
Rajeev Agrawal is Founder & CEO of Innoviti, one of India’s most exciting financial technology companies that is using technology to reduce friction in delivery of many financial services. An engineer by profession, Rajeev believes in a strongly design centric technology approach that can solve problems conclusively.
Innoviti started its fintech business in 2008 and quickly established itself as a pioneer in solving real-world fintech problems.
The company has been a pioneer in the use of technology to add intelligence to payment transactions, helping merchants, banks and brands utilize the full power of digital payments to drive business growth. The company processes over 6.5B$ of offline merchant payments (~5% of India’s offline merchant payments volume as per RBI data), from over 1000+ cities with a volume throughput per installation that is 2X of the country’s average. Catamaran Ventures, SBI Capital, Bessemer Ventures and FMO are investors in the company. The company has several patents filed for with two awarded. Innoviti is the winner of Mastercard’s Innovation Wizards Award for its instant onboarding innovation, and Reliance’s Most Promising Growth Consumer Finance Award for its #KuchBhiOnEMI innovation in 2019. Innoviti is the only Indian payments SaaS company to be awarded the SOC3 seal of excellence for adherence to principles of trust in privacy, security, confidentiality, availability, and processing of transactions.
Prior to founding Innoviti, Rajeev was Vice President and Head of Broadband Communications Business at Sasken, Bangalore. He has done his B.Tech and Ph.D. from IIT, Bombay and is credited with the fasted Ph.D. in the history of IIT, Bombay.
Early Stage Investor, Matrix Partners India
Rajat Agarwal leads early-stage investments in the financial services, healthcare and education sectors at Matrix Partners India. Some of his current investments include companies across Payments (Razorpay), Credit (OneCard, ZipLoan, LiquiLoans), Neobanks (Jupiter, Avail, Ola Financial Services), EdTech (Testbook, Openhouse, Toddle) among others. Prior to Matrix, Rajat was a management consultant at McKinsey and Company, where he worked in the telecom, financial services and IT services sectors. Rajat completed his education from IIT-Delhi (Silver Medallist) and Indian School of Business (Gold Medallist)
Chief Marketing Officer, Digit Insurance
Vivek Chaturvedi is Chief Marketing Officer and Head of Direct (online) Sales at Digit Insurance.
Vivek has more than 11 years of experience in brand management & sales across FMCG, e-commerce & insurance industry. He has been recognised as ‘Digital Marketing Officer of the Year 2019 (Emerging Company) - General Insurance’ and awarded by the Insurance Alerts.
His expertise lies in end to end initiative planning and launch with in-depth understanding of Brand Management, consumer research, creative development & measurement, social media management & traditional and digital media planning & buying.
Prior to joining Digit, Vivek worked as Senior Director - Brand Marketing at Snapdeal. Over the span of his career, he has also headed brand management roles in Ferrero and ITC Limited.
Vivek has bachelors in Electronic and Communication Engineering and holds PGDM in Marketing from IIM Calcutta.
Chief - Service, Operations and Technology, ICICI Lombard
Girish Nayak is a finance professional with about 25 years of experience across the banking and insurance sectors. After graduating in Chemical Engineering from IIT Bombay, he did his Post Graduate Diploma in Business Administration from IIM Ahmedabad. Mr. Nayak has spent his career with the ICICI Group across various companies and functions looking at a diverse range of businesses like project finance, corporate finance and private banking. Over the years, he has won many awards, bothas Private Banker and as a Technologist, including the Asia Insurance Review-Celent IT Leadership Award and the Mint-SAP Digitalist award.
Global Head of AI, J.P. Morgan Chase & Co.
Apoorv Saxena is currently with JPMorgan Chase & Co. as the Global Head of Artificial Intelligence Technology for Asset & Wealth Management and Global Head of Firmwide Artificial Intelligence and Machine Learning Services. He has 19+ years of software engineering, strategy & management consulting, product management leadership, and entrepreneurial experience in the technology industry.
Prior to JPMorgan, Apoorv was product & business lead for Google Cloud AI Solutions managing six product lines. He was responsible for product vision, growth and revenue, user experience & resource planning. Prior to Google Apoorv was the Co-founder of AI Frontiers (the leading Applied AI conference in the Bay area), and Okati Inc. (a mobile payment startup providing instant credit). He also worked at McKinsey & Co and Alcatel-Lucent where he delivered significant impact in strategy, operations, design and build, and sales and marketing for clients in the financial & tech industry.
Apoorv has received numerous awards and has been published in the Harvard Business Review, Knowledge@Wharton and interviewed at multiple top publishers on AI technology. He has also been a Keynote speaker at many industry AI conferences. Apoorv has a Bachelor of Technology in Electrical Engineering from Indian Institute of Technology, Bombay; a Master of Science in Electrical and Computer Engineering from Purdue University of Indiana and a Master of Business Administration, Major in Finance & Entrepreneurial Management from the Wharton School in Pennsylvania. He resides in California with his family.
Co-Founder and CEO, BharatPe
Ashneer Grover is the Co-Founder and CEO of BharatPe. A seasoned professional with strong strategic vision and proven expertise across domains in both start-ups and top-tier organizations, Ashneer donned the entrepreneurial hat and co-founded BharatPe in the year 2018 with the vision to drive financial inclusion by building ground-breaking financial solutions for the Indian economy. He is currently building BharatPe as India’s leading fintech company.
A startup veteran and an accomplished leader, Ashneer has 14+ years of experience in operations, M&A, investments and business development. He is known as a result-oriented and decisive leader with proven success in new market identification and strategic positioning to establish successful multi-million-dollar start-ups.
Ashneer started his career with Kotak Investment Bank in 2006 after his MBA. His astute analytical skills and attention for detail helped him work his way through the ranks and become the Vice President for Kotak Investment Banking. During his stint at Kotak, Ashneer was instrumental in closing 10 deals that were worth over US$ 3 billion in transaction value. Post that, Ashneer also worked with American Express as Head- Corporate Development, with Grofers as Chief Financial Officer. He also led digital transformation and strategy as Head of Business at PCJ.
Under Ashneer’s leadership, the Government of India and Ministry of Electronics and Information Technology (MeiTY) recognized BharatPe’s efforts to help digitise India at the grassroot level and awarded BharatPe for Innovation in Digital Payment at its annual awards in August 2019. Ashneer won the ET Now Entrepreneur of the Year award in 2020. He has also won the Business World’s Young Entrepreneur Award. Recently, Ashneer won a place in the Business World Disrupt 40Under40 list of young achievers announced in January 2021.
Chairman, Quality Council of India
Adil Zainulbhai is the Chairman of the Quality Council of India since 2014. He is also the Chairman of Network 18 and TV18 and is currently on the Boards of Reliance Industries Ltd., Larsen & Toubro Ltd., and Cipla.
As Chairman, QCI, Adil is involved in many initiatives across the government to improve Quality of Goods and Services. Through QCI, he has been involved in measuring Swachh Bharat and worked with over 23 Ministries. He is involved in projects in Infra, Health Care, Education, Coal and others. QCI has grown 10X over the last 5 years
Adil retired as Chairman of McKinsey, India after 34 years at McKinsey, and the last 10 in India. Prior to returning to India, he led the Washington office of McKinsey and founded the Minneapolis office.
Recently, Adil co-edited the book, ‘Reimagining India’ which featured 60 authors including prominent businessmen, academics, economists, authors and journalists.
Adil grew up in Bombay and graduated in Mechanical Engineering from the Indian Institute of Technology. He also has an M.B.A. from Harvard Business School.
Adil is very active in community and social causes. He is a Board member on the Board of Trustees at Saifee Burhani Upliftment Trust (re-developing Bhendi Bazaar in Mumbai) and Piramal Swasthya, Piramal Foundation, and Anant National University.
In his spare time, he enjoys sailing in Mumbai harbour.
Head, AI & ML for Asset & Wealth Management, J.P. Morgan Chase & Co.
Puneet Sharma is the Head of Artificial Intelligence and Machine Learning for Asset and Wealth Management, JP Morgan Chase. Puneet is a senior technologist with expertise in quantitative investing and applying machine learning for solving complex investing problems. In the firm, Puneet’s team focuses on creating AI solutions for Investment decision making, client engagement and operational efficiencies.
Prior to J.P. Morgan, Puneet worked at Goldman Sachs’s Quantitative Investment Strategy Group where he implemented various quant & AI based alpha signals for equities, macro and smart beta funds.
Puneet holds Bachelor’s degree in Mechanical Engineering from SGSITS Indore, India and CFA charter from CFA Institute USA. Puneet is active learner and done various AI program including long duration JPMC-IIM Bangalore Data Analytics and Machine learning program.
Associate Director, Lightrock
Ashish Garg is an Associate Director at Lightrock and focuses on investments and portfolio management in the financial services and energy sectors. He is currently in the boards of Varthana, Smartcoin and Amp. He joined LGT in 2016 as part of the LGT Impact team in India. Prior to LGT, Ashish worked with SEAF, a Washington DC based impact fund, where he led global investment initiatives and was involved in Qatar SME equity fund. He also consulted with Capricorn incubated company, Automatiks and led the engineering and operations for Agni Energy, a bio-energy company. He began his career with Bayer Crop Science’s Indian subsidiary as a Manager of Projects. Ashish has filed one patent and three provisional patents in the bio-power space. Ashish is a Bachelor of Technology from the Indian Institute of Technology, Bombay.
Investment Associate, Kalaari Capital
Chirag Gandhi is an Investment Associate at Kalaari Capital. His sectors of interest include Financial Services, Alternate Commerce, SaaS, Agritech, and Healthcare. He is excited by how these sectors supercharge our economies and improve lives in every stratum of society. He is always up to lend a hand to founders on their financial & growth strategy, branding, and developing market intelligence for creating strong differentiation.
Chirag graduated from IIT Bombay with a B.Tech in MEMS in 2017, and has been one of the core team members in the planning of FinTech India Live.
He is a staunch supporter of Real Madrid, data, compounding, and behaviorism, in that order. When not at work, you can find him in a Cultfit dance fitness class, Starbucks, or playing Bullet Chess.
Co-Founder & Head of Product, Smartcoin
Vinay Singh is the co-founder and Head of Product at SmartCoin, a made for Bharat platform enabling financial inclusion for the vast underserved lower and middle income segment of the country. Having worked as a small shopkeeper himself in his past life, he has seen many of these problems hands-on and truly believes that data and tech is the key to solving the problem of access to financial products in the country.
Vinay holds a B.Tech+M.Tech in Computer Science & Engineering from IIT Bombay. Prior to SmartCoin, he has worked with Lime Group, ByteClip Technologies and Kiwi Inc. Kiwi was one of the first android gaming startup and as the Director of Engineering there, Vinay helped it build from ground up, seen the amount of scale in terms of data generation and use of that data to monetise the games using a proprietary Data Analytics Engine. Some of the games attained the #1 position on the Google Play Store.
When not working, Vinay is passionate about football and loves to watch Arsenal do their magic on the screen.
Founder, Dexter Capital Advisors
Devendra Agrawal is the Founder & CEO of Dexter Capital and Co-founder of InstaOffice. He founded Dexter Capital in 2013 with a mission to advise entrepreneurs to scale up smoothly by simplifying investor search, term sheet negotiation, and the overall fund-raise process. Before starting Dexter Capital, he served as the CFO & Core Team Member of Resonance, a leading Education Company, and led the whole process to raise Private Equity funding of Rs 100 Cr from a choice of marquee investor groups. Prior to that, he worked with a Global Private Equity firm, Olympus Capital which manages more than $2.0 billion of capital. Devendra is a graduate from IIT Bombay and has also cleared all three levels of the CFA examination from the CFA Institute, USA, AIMR. Devendra is also an active member of multiple entrepreneur/Investor groups and Industry groups like TiE (a TiECharter Member now over 5 years) and Young Indian (by CII) members as well.
Managing Director, Aye Finance
Sanjay Sharma is the founder and Managing Director of Aye Finance, a leading fintech lender delivering customer centered and affordable line of credit to microenterprises which had so far been locked out of the financial system in India. Under his leadership, Aye Finance is setting new standards in building a quality loans portfolio in an inclusive manner.
Sanjay considers it his passion and calling to transform the financing of underserved micro enterprise in India. Though hard business metrics determine the success in a job, Sanjay also measures the progress of Aye with the thousands of happy customers his organization has empowered and made self-reliant.
Sanjay is a IIT-IIM alumnus having over 30 years’ experience in consumer lending leading a number of transformational programs in large banks and financial institutions in India and overseas – HDFC Bank, ICICI, Max New York Life Insurance, SCB (UAE), Tamweel
PJSC (UAE). In 2017 Sanjay was recognized amongst the 100 Top Most Influential BFSI Leaders by the World BFSI Congress and Awards, and felicitated by Banking & Finance Post with the "BFSI Leadership Award".
Founder, Abakkus Asset Management, LLP
Sunil Singhania, CFA, is the Founder of Abakkus Asset Management, LLP, an India-focused Asset Management Company established in 2018. Prior to this, in his role as Global Head – Equities at Reliance Capital Ltd., he oversaw equity assets and provided strategic inputs across Reliance Capital Group of companies including asset management, insurance, AIF and offshore assets. And as CIO – Equities, Singhania led Reliance Mutual Fund equity schemes. Reliance Growth Fund grew over 100 times in less than 22 years under Singhania’s leadership. Furthermore, he led Reliance Nippon Life Asset Management Ltd.’s international efforts and was instrumental in launching India funds in Japan, South Korea, and the UK, besides managing mandates from institutional investors based in the US, Singapore, and other countries. He is currently appointed on the IFRS Capital Market Advisory Committee. (2020-2023). He was the Promoter of The Association of NSE Members of India, a body of stock brokers. He served on the Global board of CFA Institute, USA (2013-2019) and as Chairman of the Investment Committee (2017-2019) of the CFA Institute, USA. He also sat on CFA Institute’s Standards of Practice Council for six years and was the Founder of the Indian Association of Investment Professionals (now CFA Society India) and served as its President for eight years. He is a CA rank holder and a CFA charter holder and graduated in commerce from the Mumbai University.
Principal, Sequoia Capital India
Ashish Agrawal, Principal, Sequoia Capital India LLP
Ashish advises on fintech, software, healthcare and consumer internet investments for Sequoia in India.
He is involved with Sequoia’s investments in fintech companies such as Groww, Capital Float, Happay, KredX, Eduvanz, Progcap, Leap Finance, Pagarbook and Numberz and has been previously involved with Sequoia India’s investments in OYO Rooms, Ola Cabs, Go-Jek, Zomato, Rebel Foods, Grofers, Clevertap and MoneyTap amongst others.
He was previously an entrepreneur, building travel focused mobile apps and has worked as a management consultant with McKinsey & Company.
Ashish graduated from the Indian Institute of Technology, Kanpur with a Bachelors and Masters degree in Computer Science.
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